Having a general understanding of different mortgages is useful whether you’re buying your first home or your next.

Want to learn more? Let’s chat! We’re always here to offer clear, concise information you can trust every step of the way!

Types of Mortgages

Conventional

Most common type of loan. Has a fixed interest rate for the life of the loan.

FHA Loans

Guaranteed by the FHA and issued by an approved lender to help low to moderate income buyers

Jumbo loan

Used to finance properties that are too expensive for a conventional loan.

Va Loans

For the U.S. military and veterans. No down payment or mortgage insurance required.

Adjustable-Rate

Typically starts at a lower rate than fixed-rate mortgages but the rate can increase over time.

Prequalified VS Preapproved

Prequalified

Informal step where you provide a lender with basic info about your finances. Then they give you a general idea of what you can afford.

Preapproved

Loan officer reviews your formal application, credit score, finances, and other pertinent documentation before approving your for a specific loan amount.

CLIENT SUCCESS STORIES

 Congrats to Cory H & Darcie K on your stunning new place & new ‘hood’!!

 Excited for Lesley H & Daan E on their move up to some fabulous new digs in Lincoln Park!!

 Hooray to Raj K on the quick sale of your South Loop condo!!

FEATURED PROPERTY

1322 South Prairie Avenue Unit 801

$479,900  |  2 Beds  |  2 Baths

Imagine gazing out your floor to ceiling corner windows kissed by the South and West sunlight, while overlooking the lush surroundings of the neighboring townhomes & Webster Park. The open views will soothe your soul as you span the vistas around you including Soldier Field, the Lake & Lakefront. Outside, your private balcony off of the living room is a great place to unwind after work and take in the sunsets. Inside, this ideal floorplan features a formal foyer entry & spacious and open living/dining concept that is perfectly suited for entertaining while maintaining an element of privacy with a split bedroom configuration. Hardwood floors throughout with the exception of the primary. The upgraded kitchen features 42″ cabinetry, a new Stainless steel Samsung appliance package, granite tops, backsplash and counters for maximum prep space and seating PLUS a pantry!! The primary suite is the perfect place to retreat with not only a walk in closet, but bonus linen closet and an all marble bath with stand up shower & frameless door and a soaking tub for relaxing at the end of a long day. The 2nd bathroom also features a stand up shower & marble throughout. Enjoy lakefront living and all the South Loop has to offer including restaurants, parks, Museums, the convenience of public transportation and so much more. Museum Park amenities include 24 hr door staff, impressive exercise room, amazing and rare luxurious rooftop sundeck with breathtaking views, access to clubhouse with outdoor pool & sundeck + community room. Unit being sold AS-IS but in good condition. Garage parking additional 35K***CLICK ON ‘OTHER MEDIA’ LINK TO SEE THE DRONE VIDEO***

CONTACT US FOR MORE DETAILS OR TO SCHEDULE A PRIVATE SHOWING!

FEATURED PROPERTY

1322 South Prairie Avenue unit 801

$479,900  |  2 Beds  |  2 Baths

Imagine gazing out your floor to ceiling corner windows kissed by the South and West sunlight, while overlooking the lush surroundings of the neighboring townhomes & Webster Park. The open views will soothe your soul as you span the vistas around you including Soldier Field, the Lake & Lakefront. Outside, your private balcony off of the living room is a great place to unwind after work and take in the sunsets. Inside, this ideal floorplan features a formal foyer entry & spacious and open living/dining concept that is perfectly suited for entertaining while maintaining an element of privacy with a split bedroom configuration. Hardwood floors throughout with the exception of the primary. The upgraded kitchen features 42″ cabinetry, a new Stainless steel Samsung appliance package, granite tops, backsplash and counters for maximum prep space and seating PLUS a pantry!! The primary suite is the perfect place to retreat with not only a walk in closet, but bonus linen closet and an all marble bath with stand up shower & frameless door and a soaking tub for relaxing at the end of a long day. The 2nd bathroom also features a stand up shower & marble throughout. Enjoy lakefront living and all the South Loop has to offer including restaurants, parks, Museums, the convenience of public transportation and so much more. Museum Park amenities include 24 hr door staff, impressive exercise room, amazing and rare luxurious rooftop sundeck with breathtaking views, access to clubhouse with outdoor pool & sundeck + community room. Unit being sold AS-IS but in good condition. Garage parking additional 35K***CLICK ON ‘OTHER MEDIA’ LINK TO SEE THE DRONE VIDEO***

CONTACT US FOR MORE DETAILS OR TO SCHEDULE A PRIVATE SHOWING!