View Newsletter as PDF Here are some easy ideas you can use to reduce waste in your own home that will also help you save money. Learn to recycle common items for other uses, repurpose items you no longer need or want, and reduce wasted groceries. REDUCE ENERGY COSTS Do a [...]
View Newsletter as PDF Research has shown that regularly practicing gratitude lowers levels of stress and anxiety. WRITE IT DOWN Send a handwritten note of thanks. Keep it short yet specific. Post a photo of you and another person on social media along with a heartfelt caption. Text someone a [...]
View Newsletter as PDF REDUCES STRESS Journaling can help process and overcome stress. In one study, students who journaled about their test anxiety before the exam outperformed those who only wrote about the test content. RELIEF IN TOUGH TIMES People who spent 15 minutes twice a week journaling about a stressful [...]
View Newsletter as PDF SMARTPHONE SCAMS Texts: Never click on a link in a text message sent from an unknown number. It may include a link to a scammer’s website or app.Apps: Beware of apps that, once installed, steal your information. Scammers might also create a nearly identical copy of an [...]
View Newsletter as PDF CREATE AN ESCAPE PLAN If a natural disaster or fire strikes, an escape plan will bring some calm to the situation especially for young children who may panic in an emergency. Have a main route for escape as well as a backup option. Practice your plan twice [...]
View Newsletter as PDF With the FBI reporting an uptick in cyber crime related to COVID, it’s important to stay vigilant while connected at home. USE STRONG PASSWORDS Passwords for WiFi and work accounts should be unique and tough to crack. Start with a special phrase that is at least 12 [...]
View Newsletter as PDF WHEN TO DO IT YOURSELF: YOU’RE WILLING TO DO THE RESEARCH Before you start, take the time to research the project. If you want to paint your cabinets, for example, watch tutorial videos, read about paint options or ask a store associate for advice. THE PROJECT [...]
View Newsletter as PDF Putting a home up for sale can be stressful, and some owners have a hard time making objective decisions when it matters most. Here are some essential tips for sellers. PRICE IT RIGHT Homeowners consistently overestimate the market value of their homes by 5 to 10 percent. [...]
View Newsletter as PDF CHANGE YOUR THOUGHTS, CHANGE YOUR LIFE The mind is powerful. It can be easy to trick yourself into thinking you’re not good enough, but when you change your thoughts, you can calm your busy mind and feel happier! WHAT IS IMPOSTER SYNDROME? Feeling like your accomplishments and [...]
View Newsletter as PDF CHOOSING THE RIGHT SAVINGS TOOLS A traditional savings account isn’t your only option when it comes to growing your savings. Find out which savings tool will get you the most bang for your buck! SHORT-TERM SAVINGS GOALS Low-risk accounts earning compound interest with higher Annual Percentage [...]
